How to file for bankruptcy?

How to file for bankruptcy?

i have about 10k in debt and will probley need to file bankruptcy b/ci dont make enough to pay it off and have enough to live off of with my new baby they are trying to garnish my wages for it can i file now and they wont be able to or am i stuck? how do i start to file?

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i have about 10k in debt and will probley need to file bankruptcy b/ci dont make enough to pay it off and have enough to live off of with my new baby they are trying to garnish my wages for it can i file now and they wont be able to or am i stuck? how do i start to file?

i have about 10k in debt and will probley need to file bankruptcy b/ci dont make enough to pay it off and have enough to live off of with my new baby they are trying to garnish my wages for it can i file now and they wont be able to or am i stuck? how do i start to file?

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Is cash advance or payday loan always good>?
Where can i get cash fast i want to pay of bills and credit card bills what is the best place to get extra cash i heard that if you take out a loan they collect it when you get your paycheck or big loan to pay less interest? I can think of buying the lottery or going to the casino and gamble i think those are the fast way but the casino is better because you grarantee to win money if you keep playin it. I need more than a thousand.
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How do i get a free copy of my credit report?

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How do I get auto loan to pay private seller and my taxes/title/tags fees at DMV?
I’ve been pre-approved for a auto loan at the credit union in which I was originally going to purchase a vehicle at a dealership until a guy in my office offered me his truck. I now want to buy his truck using the loan but I also wanted to go ahead and add in the tax/title/tags fees into the loan amount as well. Is this even possible? I know the amount I was pre-approved for is well over the cost of the truck and fees combined.
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Question About Bankruptcy?
I filed chapter 13 bankruptcy back in august of 2005, and it discharged in december 05. how long until chapter 13 can be used again, due to the horrible economy i have major debt problems.””
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Will using BillMeLater increase credit score?
Hi guys, I’m a 2nd year college student and recently became of legal age. My credit score remains at around 630, which I have a Chase College Checking account and a PayPal account which I solely use for my eBay business, Today, I applied for BillMeLater and surprisingly got approved :D, I was offered a line of credit of $501.00 but not enough for a laptop that I’ve been wanting to get. What do you guys think, should I start getting into the habit of using BillMeLater to prepare to use a credit card, I have a good stream of income and have been using my debit card for some time now. Thanks for your help.””
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What is the mortgage payment on a 1.2 million dollar home?

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How do they actually determine your payment amount in a bankruptcy?
We filed a Chp 13. The reason I ask is because they are taking over half my net pay biweekly and my spouse is only paid monthly. So I am more broke and frustrated. Basically we are barely making it! I would like to go back to school to finish my degree, but cant afford it. Other than a chp 7 do we have anymore options. Is there any help out there?””
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Is personal loans 4 all a safe website?
they want $636 to secure a $5000 loan refundable in 6 months if you pay on time. is it safe to do
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Can i get an auto loan if im 17?
I am 17 Years old and i dont have a cosigner yet if i need one, but i need transportation to work and back. Plz help a lil””
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My bank sold my auto loan does that negatively affect my credit?
If I could speak to someone I wouldn’t need to ask here. the loan was sold to a place thats not even actual bank that is hard to get ahold of which has left me feeling like that best thing for me to do is to refinance with my local small town bank. Also this is why Im worried about a negative mark on my credit because of the stupid bank…..Please only answer if you have an actual answer =(
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What happens when you file bankruptcy??
Do the government give you money after filing bankruptcy? What happens to your debts? Just for my knowledge.
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I don’t have any credit history so how do I get a credit report for an employment opportunity?
I need a credit report for the police department I applied for but the only problem is I have never had any kind of bills that establish credit. I have no credit history at all. I even did an online check but like I said, my history is empty. I am just wondering if there is any other kind of report that I can get saying I don’t have credit or anything like that. I appreciate any help and no i am not gonna go get any credit cards or anything like that. My packet for this job is due in 3 weeks.””
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Am I able to terminate my auto loan under the SRCA?
I have a car that broke down…I cant afford to fix it. am I able to terminate my auto loan with the service members civil relief act? If so, i would much rather do this then do a voluntary reposession””
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How do mortgage-backed securities work?
Suppose a bank issues me a mortgage, then bundles that mortgage with others and sells it to an investor (for example, a pension fund or an overseas investor) in a mortgage-backed security. How would my monthly payments end up in the hands of that investor? Do I make the payment to the bank, and the bank then passes it along to the investor? How does it work? I’m just trying to understand the process.””
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“”Credit cards limits, and credit history?””
how many credit card you have? I’m 20 years, and student, I work part time, and make 15000 per year, i have few questions about my credit cards, I bought a new car two months ago with my mom as a cosigner, I remember they pulled out my score and that was ficco (transunion) 666, right now i have 4 credit cards with the limit of 1800,1000,750,600. The 1800 is the oldest one, I was surprized i applied for American Express zync today and they approve me , i was totally shocked, Is that fine to have 6 7 credit cards? and how much that american express are going to give me as a limit? and last question is my credit history is limited because i am new here i just got my first credit car 1 year ago, and i came to america like 3 years ago. when they gonna remove that LIMITED CREDIT”””” from my report?””””””
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#repost

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Calculating with fixed mortgage rates?
If there is a fixed mortgage, amount= $100,000 interest rate= 4% Length of mortgage= 360 months How do you calculate the first monthly payment? How do you calculate the last monthly payment? How do you calculate the total payments? Thank you!””
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Is 630 a good or bad credit score?

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Is this a good credit card offer to accept after bankruptcy?
Credit One Bank Visa, $75.00 annual fee, 23.90% interest. I don’t care about the interest because I will charge small amounts and pay it off each month. I just don’t know about this annual fee. But I DID just have a bankruptcy discharge so maybe I’m luck to get any offer at all. Help.””
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How does bankruptcy work/ what is it?
I do not understand how it works. Let’s say you are $15,000 in debt and you can’t pay. You file for bankruptcy. So, what then? The bank just pays all of your fines for you and you are scott-free? They just pay for you just like that for no reason? How does it work? I understand this probably screws up any chances you have for financing in the future, right? And ruins your credit score? I am confused. Please help. Thanks!””
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Applying for a mortgage but my bank account went negative.?
I’m in the process of applying for a mortgage. Last month I was careless and drew my bank account into the negatives. Account is back up with plenty of money in it now. Lender is asking to see 2 months worth of bank statements… will I get denied because of that one over-draw in my account?
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Chapter 13 Bankruptcy…30k of debt not in our name…?
We owe 30k on a family members credit card (not in our name), but we make payments direct to the credit card company, which is around 800 a month (min payment)…we’ve been doing this for about 3 years, bank statements to prove it. We are considering chapter 13, and we are told that this amount wont be included in our debt. Is there anyway TO INCLUDE it?””
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Did this hurt my credit score?
Thanks for the info and encouragement so far! I did call Chase, and the guy on the phone was really pleasant. He started to ask me for my info again, and I was like whoa whoa whoa, are you taking a request to raise the limit again?! and he said no, he was re-checking. Sure enough, after we talked, he ended up raising my limit to $2,000, saying to disregard the letter that will come in the mail. He did say that it is a hard inquiry no matter the outcome (positive or declined), so I feel that is a little unfair, if hard inquiries just look bad/take away points no matter what. Do requests to raise always require hard inquiries/pulls?””
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Who can help me fix my credit?
without charging an arm and a leg!!
“How to file for bankruptcy?

i have about 10k in debt and will probley need to file bankruptcy b/ci dont make enough to pay it off and have enough to live off of with my new baby they are trying to garnish my wages for it can i file now and they wont be able to or am i stuck? how do i start to file?

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#repost

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“”Who can I call that would be willing to re-finance my very high interest auto loan, with my bad credit?””
I recently bought a car, and had to take a loan with an interest rate of 24.99%. That means that I’m going to pay double for my car once its payed off. I’ve been hearing that I can try refinancing after 6 months of on time”””” payments””
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Does usaa auto loans require copy of title to approve the loan?
Selling my car and the person who wants to buy it is getting financing through usaa. He said he will need a copy of the title to submit to usaa in order for them to approve the loan. This doesn’t seem right to me. Thought he would just need the vin number? Anyone know?
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Why are my credit score’s so different?
10 months ago i checked my free credit report from TransUnion and paid for the credit score which they showed that I had 822/990, 59 percentile, grade B. I assumed that It was using the Vantagescore scale. Just yesterday, I did my free credit report from Experian and paid for the credit score which they showed that I had 668/990, 32 percentile, grade D, Non-prime category. I freaked when I saw the drop, so I went to pay for a credit score from Transunion again, and they gave me 733/850, 73 percentile, no grade shown, Good category. I thought, why so different?”””” So I paid extra to TransUnion to tap into Experian and extract a score from them””
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Online site for free credit report that does NOT ask for a credit card #?
I’ve found a million sites but they all wanta credit card number and I don’t want to go through the hastle of canceling the damn thing nor do I care to give them my credit card info. I know by law the agencies have to give u a free report annually but how do u get it without signing up? Is there anywhere online where you don’t ahve to sign up for anything to get your report? If not will the bank give it to me?
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In cabal Online whats the difference between the rates?
Whats the difference between Attack and Attack Rate, Defense and Defense Rate? What would be best for a Force Archer?””
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Filing Bankruptcy?
My son needs to file bankruptcy. He is trying to straighten out his life and he needs to get his credit in order after bad relationship and some not so smart moves when he was younger. He is 27 and of course he doesn’t have hardly any money, and I told him I had heard that one can file it basically themselves and not pay an attorney. I used to have a ton of paperwork on this subject but that has been long ago and thngs have changed. I know I could do it for him if I had a reputible place to help me through it. Anyone know of a free or cheap place for us to start? This is not a complicated one either because he has nothing, just all of the bills. I have most of them. Thanks for reading, your knowledge is greatly appreciated.””
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Do you need a credit card to get a report?
my boyfriend is paying for the rent not me, I dont have a job yet just had a baby but he got his credit report.””
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“”What are the death rates each year for alcohol tobacco, and marijuana?
I’m doing a study on legalizing marijuana for a class I’m taking can somebody please give me a link or something to the death rates of each? Thanks!
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How do I get a mortgage on real estate?
This property is my individual homestead with very old mobile home{singlewide}. One quarter acre of land. there is a connecting quarter acre with a wooden building in run down but usable condition,on a separate deed and is considered part of homestead on property appraisers list.There is another person on the deed whom I would rather not include in the mortgage decisions or paperwork at all.I only want ten or fifteen thousand dollars.Other person on deed has undischarged banruptcy from fourteen years ago.My credit is excellent, semi retired, with other real estate assets.””
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How to get a car loan without insurance?

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Best way to consolidate payday loans and cash store loans?
want to debt consolidate all my payday and cash store loans in one monthly payment
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Can anyone qualify for a $1500 payday loan?
I know there are like hundreds of companies onlnie advertising that they loan out up to $1500, but I can’t imagine that everyone would be approved for that. For example, if you were a first time customer to a payday loan company but had high income and steady employment, would you qualify for the $1500 loan? What do payday loan companies base their decision of how much to lend someone on? Btw, I’m not planning to apply for a payday loan, I’m just very nterested in this controversial industry. Thanks guys.””
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Where can i get a real payday loan?
ok! im past the due date….the late fee is 200 which is part of the amount im now trying to pay off….i even lessened the amount by doing a deffrered payment plan with my school….the school is only giving me until tuesday…and by then im not going to have it…they are waiting for the loan to be proceesed completely before crediting my account…im worried it wont go thru ..soooooooo im trying to get a payday loan…i would only appreciate answers that suggest what site to go on to get a reliable payday loan…thank you!
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“”I’m 21 credit score is 587? Please help, need advice on raising it.?””
To make a long story short, I moved to Texas away from my family to start a new life”””” and in the process of getting back on my feet I was irresponsible with my credit card and made a lot of mistakes with late payments””
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I need to know where i can get a short term loan for 2 months until i receive my settlement?
my case has been settled but it will be about 6 weeks before i receive my money but i don’t have that long on my morage i have to make a couple payments or lose my house and car
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Help with payday loan?
I applied to a payday loan company — was accepted in principle. Sent off required info excluding bank statements as I was waiting for them to arrive……now I have the statements and I cannot remember the name of the company. They were in the uk and we called cash”””” something or other — I have googled but there are so many — the website has an orange coloured front page. Can anyone help??””””””
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USAA Auto Loan check = Cash same day or wait 24 hours?
That makes no since, with Personal Checks you cannot cash the same day… I’m wondering is I can Cash A USAA Certified loan check the same day @ Bank””
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What happens when you don’t pay your auto loan?
K, so heres my story, it’s a little different than most people. I bought a car in February of ’09 and the dealer failed to get the title to my bank as well as getting the plates to me. I ended up filing a case with the motor vehicle enforcement division. And I called my bank to let them know the situation. What the dealer did was they sold me a car that someone else traded in, but still had a loan on it from another bank. 10 months after I bought the car, the bank from the previous owner came and repo’d my car that I’ve put a 5k down payment and been making payments for the last 10 months to my own lender. The dealership shut down long ago (pretty much a few weeks after I bought my car), and are now having criminal charges filed against them. They’ve done this to probably 13 other people, according to my investigations officer. Problem is the dealer does not have any money and I don’t think I’m getting my money back anytime soon. I called my bank and talked to them about what to do and they said I’ll still need to be paying off my loan, but I need to get an attorney to file against the dealers bonds. I highly doubt the dealer has any money left from the bond and even if they did, I’ll probably get pennies to the dollar because I have to split it between 13 other people. So, I talked to a friend of mine who is also a car dealer and he was shocked. He said normally banks do not give out loans unless they get the title first. And he asked me why hasn’t my bank checked the title to make sure it was clear before giving me my loan, banks should have all the tools and resources to do so. And he said he couldn’t believe they gave me an auto loan to use with this fraudulent dealer without even retaining or checking the title first. So because of this I got even more pissed off. If the bank had checked the title and told me that there’s still a lienholder from the previous owner or at least asked the dealer for the title first before giving the loan, none of this would have happened. I would have got up and left that dealership and take my $5000 down payment back. What the dealer did was illegal, but if my bank did their job and check what they were supposed to check, I wouldn’t have unknowingly bought a fraudulent car. And if I stop paying my loans and tell them the reason why, what will they do? Also, the scary thing is I also bank with them. Will they just reach their hands into my checking or savings account and just take money since I have accounts open with them?””
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>>I need 2 check my credit report<<?
i need 2 check my credit report but dont know a FREE SECURE SITE.. any help
“How to file for bankruptcy?

i have about 10k in debt and will probley need to file bankruptcy b/ci dont make enough to pay it off and have enough to live off of with my new baby they are trying to garnish my wages for it can i file now and they wont be able to or am i stuck? how do i start to file?

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